Malaysia Banking Sector Report 2021-2022

Commercial banks have a dominating presence in the Malaysian banking sector and they accounted for 69.6% of the total assets as of 2020, followed by Islamic banks with 29.7% of the total assets. The balance is held by investment banks. Islamic banks have been growing in prominence with their share in total assets growing at a CAGR of 9.3% from 2016 to 2020, while the entire system grew at a CAGR of 3.9% during the same period. The bulk of loan growth in the last few years has come from Islamic banks. The banking sector is on a strong footing on the back of healthy capital adequacy ratios, provisioning buffers and prudent lending practices. To control the negative impact of the pandemic on the economy, BNM has resorted to proactive policy-making, but downside risks persist due to the reintroduction of restrictions aimed at containing the spread of the pandemic, and to potential challenges faced in the vaccine roll-out.​

This report provides a complete and detailed analysis of the banking sector for Malaysia. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

What this report allows you to do:

• Understand the key elements at play in the banking sector in Malaysia
• Access forecasts for growth in the sector
• View key data on assets, liquidity and profitability in the sector in Malaysia
• Crystallise the forces both driving and restraining this sector in Malaysia
• Build a complete perspective on the trends around deposits, loans and interest rates in Malaysia
• Ascertain Malaysia’s position in the global sector
• Assess market share by bank
• Understand the competitive landscape and who the major players are
• View M&A activity and major deals
• Gain an understanding of the regulatory environment for the sector in Malaysia
• Build a clear picture of trends and issues for sub-sectors (consumer finance, mortgage lending and deposits)

See below for a complete table of report contents: